3 Apps That Add Rocket Fuel to Resolutions

Self-experimentalist and author of the 4-Hour self-help book series, Tim Ferriss, says the reason people don't stick to New Year's Resolutions past the first week in January: There's no penalty for not following through. He also says resolutions are "a lot like keeping up with the Joneses... We're bombarded with images of people who are slimmer and wealthier than us, so we tend to be dissatisfied faster." On one hand, he figures, if you're ready to quit smoking—why wait? And if you'd like healthy eating to be part of your everyday life—what's so magical about starting January 1st? So, whether you're a dodgy decider or a resolved non-resolutionist, you may still want to change something. Here's a little tech to help: Beeminder: Web, iPhone, and Android capable, this program allows you to create and track up to seven goals for free, but if you veer off course you can either abandon the goal, or have Beeminder charge you—real money—the next time you fail. How's that for incentive? According to Tim Ferriss, one of the best ways to motivate yourself is to create a financial penalty for follow-through failures—he suggests promising to donate to a charity with which you positively disagree. Lifetick: This app offers a variety of features and is quite inexpensive—there's even a free version. Lifetick starts with a unique approach—your core values—and works its way out to goal setting, tracking life dreams, and even the ability to share goals with friends. This very well rounded system for goal setters gets you on the path to success and is available on the web, iPhone, and Android. Lifegame: Creative and fun, it's more of an interactive game than goal tracking software. It all begins with planting a tree representing your life, which grows leaves signifying all-important aspects of your life; you then decide what actions you might take to nurture the tree based on the limited resources you have, like time. But the real fun begins when you take your plan out into the real world!

YOU Magazine: December 2013

		Christy Fuentes Loan Officer Citywide Mortgage Phone: (405)514-6401 Fax: (405)794-4263 License: 218690 christyfuentesloans@gmail.com www.christyfuentesloans.net

December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 June 2013		Yellen Supports Stimulus Efforts Likely Incoming Fed Chief Says Economy Still Needs Boost In mid-November, Janet Yellen, President Obama's choice to replace Federal Reserve Chief Ben Bernanke, indicated that she would likely continue with the Fed's economic stimulus efforts, known as Quantitative Easing. Keep Reading »    Holiday Party Favorites Host Like a Pro with These Easy Recipes Get your party going with a fabulous Hummus dip, Stuffed Mushrooms hors d'oeuvres and a fast, spiced holiday punch. Keep Reading »    Beware of Typhoon Disaster-Relief Scams Take these steps to make sure your donations to help victims in the Philippines go to reputable organizations.  By Cameron Huddleston, Kiplinger.com If you're considering donating to relief efforts for victims of the Philippines typhoon disaster, watch out for con artists trying to prey on your generosity. The Federal Trade Commission and Better Business Bureau are warning consumers to beware of scams related to Typhoon Haiyan and to make sure their donations are going to reputable organizations. Keep Reading »    Resolution Relief for the New Year Lose More Weight With Less Exercise, Study Says If getting into a gym routine has been on your list of New Year's resolutions for the last few years, and still you've only managed to darken the belt of a treadmill a couple times since, isn't it high time we asked: who really wants to spend an hour or more at the gym, anyway? Keep Reading »    What's Your Ideal Day?  By Jason Womack As everyone is gearing up for 2014 and making resolutions that don't always stick, I'm encouraging you to try something that may challenge and fulfill you at the same time. I want you to write a first draft on what an "Ideal Day" looks like for you. Keep Reading »    Inventive Innovations Turn Your Ideas Into Reality Ever have one of those "big ideas"–maybe a story or idea you need to share with the world, a gadget that makes modern life easier, or a way to make an existing product even better? The problem for most inventive people is not a shortage of ideas, but knowing what to do with the idea once you've had one. Keep Reading »

Welcoming Change in the New Year

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Christy Fuentes Loan Officer Citywide Mortgage Phone: (405)514-6401 Fax: (405)794-4263 License: 218690 christyfuentesloans@gmail.com www.christyfuentesloans.net

Welcoming Change in the New Year It’s 2012 and I am so excited to usher in what is promising to be a wonderful year. With the change in years I have made a change in companies.  I am now with Citywide Mortgage and I am so happy to be here! There shouldn’t be many inconveniences that you, my client, should have to deal with.  My phone number - 405-514-6401- and my email address - christyfuentesloans@gmail.com - will remain the same.  My office location has changed to 9400 S. I-35 Service Road, OKC, OK 73160. With this change come some great conveniences for you!  Citywide is known for superior customer service.  Some noticeable conveniences will be quicker underwriting turn times and lower fees, which I’m sure you will appreciate. Additionally, I can now do 184 loans for Native Americans.  Citywide offers on site underwriting for 184 loans, which is not typical in the mortgage industry and is a huge benefit for those who qualify. Please know that no matter what company I work for, you can always count on me to serve you in the best way I know how: with straight answers and sound advice.  My business remains centered on working with my clients to determine their goals and needs, and then providing the very best options and strategies available to help them meet their goals. I truly appreciate your business.  Here’s to a fabulous 2012! Sincerely, Christy Fuentes Christy Fuentes Loan Officer Citywide Mortgage Phone: (405)514-6401 Fax: (405)794-4263 License: 218690 christyfuentesloans@gmail.com www.christyfuentesloans.net