YOU Magazine October 2012

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		Christy Fuentes Loan Officer Citywide Mortgage Phone: (405)514-6401 Fax: (405)794-4263 License: 218690 christyfuentesloans@gmail.com www.christyfuentesloans.net

October 2012 September 2012 August 2012 July 2012 June 2012 May 2012 April 2012		Ease on Down the Road What QE3 Means for Home Loan Rates In September's issue of YOU Magazine, we discussed the possibility that the Federal Reserve would announce further purchases of Mortgage Bonds to keep home loan rates low and help the economy continue to grow. On September 13th, the Federal Reserve announced that it would indeed begin another round of Bond Buying (known as Quantitative Easing or QE3). If you're in the market to purchase or refinance a home, you won't want to miss the latest on this story. Keep Reading »    Eat That Frog! Getting Things Done Without Croaking There is something a little intimidating about a long to-do list. And some days, just seeing tasks written out in list form is enough to awaken the procrastinator within any one of us. Keep Reading »    5 Reasons Layaway Plans May Cost You More This installment-payment plan can help consumers avoid racking up debt when making holiday purchases, but it has its drawbacks. By Cameron Huddleston, Kiplinger.com Layaway has been making a comeback since the recession. In fact, it's been in the headlines recently because several stores that offer this installment-payment program are reducing or dropping layaway service fees. Keep Reading »    Are You Ready for Some Football Party Food? Game Day Snacks to Enjoy By Kirk Leins Football season is in full swing, which means fans across the country are spending their Sundays cheering on their favorite teams. And what better complement to this game day fun than game day snacks that are not only easy to make, they're also delicious! Keep Reading »    Too Much of a Good Thing? The Dangers of Over-Exercising According to the latest statistics from the Centers for Disease Control, more than one-third of U.S. adults and approximately seventeen percent of children ages 2-19 are obese. That's just one reason why a regular exercise routine is so important for all of us. Equally important: being careful not to overdo it. Keep Reading »    Too Much of a Good Thing? Part 2 Tips to Avoid Overscheduling These days parents aren't the only people who need organizers. Between after school activities and weekend events, kids can be just as busy if not busier than adults. And while sports and extracurricular activities are healthy for children, sometimes it's possible to have too much of a good thing. Keep Reading »